INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
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Let's Make Your Dream a Goal
Retirement isn't a destination; it's a journey. At Voyage Federal Credit Union, we offer retirement plans and guidance to help you make that journey with confidence.
For Whatever Retirement Means to You
Whatever your vision of the perfect retirement is, let's achieve it together with a solid retirement plan that turns your dream into a goal. We offer IRA Share Accounts, IRA Share Certificates, Traditional IRAs, and Roth IRAs. Our team is here to help you understand your options and make informed decisions for your future.
Find our competitive rates below.
Multiple IRA options | No application fees or monthly fees | Expert customer service
RATES
IRA Share Certificate
| Term | Under $10,000 | $10,000 + | ||
|---|---|---|---|---|
| 12 months | 4.01% Div | 4.08% APY | 4.06% Div | 4.14% APY |
| 18 months | 3.50% Div | 3.56% APY | 3.55% Div | 3.61% APY |
| 24 months | 3.50% Div | 3.56% APY | 3.55% Div | 3.61% APY |
| 36 months | 2.90% Div | 2.94% APY | 2.95% Div | 2.99% APY |
| 48 months | 3.10% Div | 3.14% APY | 3.15% Div | 3.20% APY |
| 60 months | 3.20% Div | 3.25% APY | 3.25% Div | 3.30% APY |
| Rates Effective as of: | 6/8/2023 |
DISCLOSURES
* $250.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.
IRA Shares
| DIV | APY | Amount |
|---|---|---|
| 1.40% Div | 1.41% APY | $0 - $9,999.99 |
| 1.70% Div | 1.71% APY | $10,000.00 - $24,999.99 |
| 2.05% Div | 2.07% APY | $25,000 - $99,999.99 |
| 2.30% Div | 2.32% APY | $100,000 - $199,999.99 |
| 2.50% Div | 2.53% APY | $200,000 + |
| Rates Effective as of: | 6/8/2023 |
DISCLOSURES
These rates are subject to change A complete account disclosure is available upon request, and will be provided at account opening.
Why Choose an IRA with Voyage Federal Credit Union?
Retirement isn't a destination; it's a journey. At Voyage Federal Credit Union, our Individual Retirement Accounts (IRAs) provide you with the tools and resources to build a strong financial foundation for your retirement years.
Benefits of Our IRAs
You can enjoy various tax benefits depending on the type of IRA.
Contribute according to your financial ability and retirement goals.
Take advantage of potential growth over time to build your retirement savings.
How to Get Started
Opening an IRA with Voyage Federal Credit Union is easy. Simply call us or visit your nearest branch, and our team will assist you in selecting the right IRA for your needs.
FAQS