CREDIT CARDS
Your Ticket to Anywhere
Life's journeys are more fun with the right card. Minimal fees keep your money in your account, while rewards programs put more great stuff in your life.
A Card that Takes You Places
No matter where you go, you should have a card that works for you. We think that spending should earn you points to get you free stuff, and we don’t think that it should come with a bunch of fees that offset those rewards.
With our Voyage Credit Card, you pay no annual fees, balance transfer fees, or cash advance fees. You’ll only owe 3% of your balance each month, and you’ll get an annual percentage rate of 8.88%*. The power of a national brand backed by the understanding and service of a local credit union.
Card Management
Have the ability to turn your card on or off in the case of fraud, travel, and so much more, explore all our card management features on Voyage Federal Credit Union's mobile app. Enjoy card management on your terms with control, convenience, and safety.
UChoose Rewards
Dinner should come with free movie tickets. Earn reward points and cash them in for practical kickbacks like new cookware and Amazon tablets, or get something for you like travel rewards or those new headphones. Enroll today and start earning!
Get rewarded for shopping
Before your next grocery run or dinner date, get the card that makes spending more profitable for you. We match your credit-worthiness with our loan standards to make sure the Visa Credit Card is a good fit for you.
RATES
| Card Type | Rate |
|---|---|
| Platinum | 8.88%-17.88% |
| Rates Effective as of: | 10/31/2024 |
Disclosures:
*Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. A 1.0% Foreign Transaction Fee for multiple currencies and .8% Foreign Transaction Fee for single currency will apply to transactions in U.S. Dollars. Visit voyagefcu.org/account-services/credit-cards for more details.
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Yes. You can use payroll deduction or an automatic transfer to pay your loan, from any of your Voyage accounts. You can enroll via online banking, or just give us a call to get set-up.
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uChoose Rewards is a rewards program where you earn points for shopping or using your Voyage Federal Credit Union Voyage Passport Card, then redeem your points for anything of your choice from a huge online rewards catalog. Membership in uChoose Rewards® is absolutely free for Voyage Federal Credit Union cardholders, so start shopping and earning today. If you have other questions not answered here, you can contact the number or e-mail listed on the about page.
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It can take up to 60 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem any number of amazing items. Simply look for your “Total Points Available for Redemption” on the Point Details page to see how many points you have available for redemption.
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Earn points on qualifying transactions. Earn even more points when you shop at the participating retailers listed on this site. Choose to shop in-store at national or local retailers or online.
All cards within a Voyage account automatically earn points together. In addition, if you have multiple accounts with Voyage Federal Credit Union, you can link them together to earn rewards faster. Just visit the Preferences page in your account, to link more accounts to your program. If your card is lost or stolen and a replacement is issued, points will automatically be transferred to the new card. Once you receive your new card, you will need to re-register on the website with your new card.
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You earn points everywhere your card is accepted. You can redeem your points for literally thousands of options, and you can only redeem points online. It all depends on your personal preferences. You can get event tickets, electronics and hi-tech gadgets, spa treatments, apparel, airline tickets, activity vouchers – the list goes on and on. Browse the redemption section to see all the exciting options available to you.
We keep track of all the points you earn and will help you find just what you are looking for when you are ready to redeem. We even have a Wish List that will help you track when you have earned enough to redeem a specific item.
FAQS